Specifically for insurance agents & agencies
The foundation of our business since 2007, we’ve helped hundreds of independent life and health agents find the capital they need to take care of life’s unexpected expenses.
Need capital but don't want to sell an entire block of commissions? You may qualify to take part in our new Commissions Now Program. Get up to 2 years of commissions up-front for each policy you write!
We serve a very niche market, and many of our would-be clients have not yet been introduced to ACCESS Capital Group. That’s where you come in. Refer agents to us and earn!
Unlike banks and traditional lenders, we understand and appreciate the value of your renewal commissions. Through our many years of experience – both in the insurance and actuarial fields – we have learned how to accurately project future commission streams to determine a fair and equitable lump-sum payment for the agents we work with.
This is not a loan, so there are no payments due and no debt is ever incurred. It’s your money to use as you wish, for whatever you need!
To learn more, contact us today for a free, no obligation commission appraisal.
Individually-Underwritten, Guaranteed-Renewable Life & Health Products, such as:
Long-Term Care, Short-Term Care and Convalescent Care.
All lettered plans, some Medicare Advantage Plans.
Critical Illness, Cancer, Heart and Stroke.
Whole Life, Term Life, Universal Life & Final Expense Whole Life.
Short Term Disability Insurance, Disability Income Protection
Hospital Indemnity and other Supplemental Accident Insurance plans
We have developed a streamlined process to make our capital program simple, fast and efficient.
To place an accurate value on your future commissions we will need to to gather some data. This would include:
Our valuation team analyzes the commission data and builds a "live snapshot" of your inforce policies.
Using this snapshot, we project your future commissions and arrive at their present-day value.
Based on our projection, we will send you a Formal Purchase Offer to buy the future commissions.
Once the offer is accepted we submit assignment documents to the appropriate insurance company for processing.
Once the assignment of commissions is approved by the insurance carriers we will close the transaction. Your capital will be electronically transferred to your bank account the same day!