We are a company built by people just like you - insurance agents. We understand the challenges that agents deal with on a daily basis. We especially understand the obstacles agents face in acquiring capital. Our team has developed a streamlined process that provides the most accurate market value of your book of business. We will guide you through the process and make it easy to access the capital you need.
Our focus is on the ever-expanding Senior Life and Health insurance market. Specifically, we are seeking the following product lines: Long-term Care Insurance, Medicare Supplement Insurance, Critical Illness and Cancer Coverage, Disability Income, Final Expense Life, Whole Life Insurance, Supplemental Health Plans, and Accident Plans. You can always call to discuss your specific book of business.
There are four primary steps necessary to complete a valuation and close a transaction: Step 1: We gather the necessary commission data, Step 2: We provide a customized valuation, Step 3: Your acceptance of the offer and our completion of required paperwork, Step 4: We close the transaction and you receive your capital. Each step takes a few days to complete. Typically the entire process takes between 2-4 weeks.
The capital we provide is not a loan. There are no payments due and there is no interest incurred.
Absolutely! In fact, we encourage it. Your clients will not see any change in their relationship with you or their insurance company. As part of the transaction, ACCESS Capital Group will continually monitor the persistency of your business and ensure that is performs as anticipated.
We have an excellent Referral Partner Program that provides you the opportunity to earn additional income with very little effort! Please visit our "Referral Program" page for more information.