Debt-Free Capital

for Life & Health Agents.

Since 2007, we've helped hundreds of insurance agents and agencies acquire debt-free capital by leveraging their commission and renewal income.

Your capital, now.

Get a free, no obligation commission appraisal today.

Our streamlined process:

1. Send Your Commission Data

25% Complete

2. Commission Projection

50% Complete

3. Written Purchase Offer

75% Complete

4. ACCESS Your Capital

40% Complete (success)

By the numbers:


Average Lump-Sum Payment


Carriers We've Worked With

What agents are saying:

  • « ACCESS Capital Group helps agents in a way that is truly unique and helpful... by converting your future renewal commissions into a lump sum payment. »

    Robert Thiele Senior Marketing Rep.-Settlers Life Insurance Company

  • « I decided to leave insurance and needed capital to start my own real estate business. ACCESS Capital Group made selling my renewals simple and they were great to work with. »

    Isela P. Baton Rouge, LA

  • « ACCESS Capital Group really understood my insurance business. They provided me with debt-free capital for my commission receivables in a way that the banks could not. »

    Mike K. The Woodlands, TX

  • « My agency needed capital for business enhancements so we contacted ACCESS Capital Group. We retained control of our business and client relationships without taking on debt. »

    Harry S. Texas Assurance Care, Austin, TX

  • « ACCESS Capital Group was professional, efficient and over-delivered on their promises. I appreciated their integrity and ethical business approach. »

    Michael F. LTC Specialist, Morristown, NJ

  • « It was a pleasure to work with you and your team. This process was much quicker and smoother than I had anticipated. »

    Rich H. Fort Worth, TX

Your capital, now.

Get a free, no obligation commission appraisal today.

Refer Agents and Earn

Earn money for each agent you successfully refer to us!

Learn more about our Referral Partner Program today.